A few tips on savings for the winter:
1. Set your thermostat as low as will keep you comfortable in the winter.
2. Clean or replace filters on furnaces once a month.
3. Clean warm-air registers, baseboard heaters, and radiators as needed.
4. Place heat-resistant radiator reflectors between exterior walls and the radiators.
Seeds You Can Start Indoors Now
Cool weather perennials such as Columbine and Hellebores can be started indoors now and transplanted outdoors in two or three months. The seeds need a chilling period and should be placed in the refrigerator for at least three weeks before planting. They can take up to a month to germinate, so don't give up on them too soon. Columbine seeds need light to germinate, so don't cover them with soil.